From a financial standpoint, there is very little risk. No stock market crash or extreme interest fluctuation can completely eradicate the expected outcome. If your numbers remain the same, we guarantee the results given on your “Final Analysis” at the outset of the program. Only homeowners who qualify to significantly reduce their mortgage payoff time and interest, however, will be activated on the Money Merge Account system. Be advised, this system does not release homeowners from their obligation to make their regular minimum monthly loan payments. This program is not for everyone, as no program is right for everyone.